The documents needed for expat health insurance depend on the insurer and your circumstances, but most applications require the same core information.
This guide is general information only. Health insurance rules, visa requirements and underwriting decisions can change, so always check current requirements before applying.
What expats need to know
The documents needed for expat health insurance depend on the insurer and your circumstances, but most applications require the same core information. You will usually need full name, date of birth, nationality, country of residence, destination, start date, contact details and details of anyone else to be covered.
You may also need passport or ID information, visa status, previous insurance details and payment information. If the policy is medically underwritten, insurers may ask about diagnoses, symptoms, medication, operations, hospital admissions, investigations and ongoing treatment.
For pre-existing conditions, recent medical reports may be requested. Useful documents can include specialist letters, discharge summaries, test results, medication lists and confirmation of stability or follow-up. For families, each dependant may need separate medical information.
If insurance is being arranged for a visa, study programme or employment contract, you may also need proof of enrolment, employment, residence status or the official insurance requirements. This is especially important if the certificate must show specific wording, dates or minimum limits.
ExpatInsure helps users prepare for the application process and compare options with fewer delays. For document checklists and application explainers, follow ExpatInsure on Facebook and visit r/expathealthinsurance.
Compare expat health insurance before you buy
Every destination, medical history and family situation is different. ExpatInsure can help you compare international health insurance options, understand the wording and avoid choosing on price alone. Start your quote or book a call before making a decision.
Helpful ExpatInsure resources
- International health insurance jargon buster
- How to buy international health insurance
- How to compare international health insurance
- Worldwide health insurance requirements
- Start an ExpatInsure quote
- Book a call with an ExpatInsure specialist
More expat health insurance questions?
For ongoing updates, follow ExpatInsure on Facebook. For specialist discussion topics and community-style explainers, visit r/expathealthinsurance.
FAQs
What Documents Do I Need to Apply for Expat Health Insurance?
The documents needed for expat health insurance depend on the insurer and your circumstances, but most applications require the same core information.
What should I check before choosing cover?
Check the country of residence, area of cover, medical history questions, exclusions, deductible, hospital access, claims process and any visa or residency wording required by the destination country.
Where can I ask more questions?
You can compare options through ExpatInsure, follow ExpatInsure on Facebook for updates, or use r/expathealthinsurance for specialist expat health insurance discussion prompts.