The health insurance you need for a working holiday visa depends on the destination and the visa conditions. Some countries require proof of insurance before approval or arrival. Others may not inspect the policy in detail but still expect you to hold adequate medical...
You can get health insurance for a gap year abroad, but the right product depends on the itinerary. A simple short trip may be covered by travel insurance. A year involving multiple countries, volunteering, study, casual work, backpacking or long stays needs more...
A deductible is the amount you agree to pay towards eligible medical costs before the insurer starts paying. In some markets it may also be described as an excess. In expat health insurance, the deductible is one of the main levers used to adjust the premium. This...
Public health insurance is usually part of a national healthcare system. It may be funded through taxes, social security contributions or mandatory premiums. For expats, access can depend on residence, employment, contributions, nationality and local rules. This guide...
Whether you need to enrol in local health insurance abroad depends on the country and your status. Employment, residency, visa type, student status, income and self-employment can all affect the answer. Some countries require residents or workers to join a public or...
Health insurance in the Netherlands needs careful checking because local rules may require residents or workers to take out Dutch basic health insurance. Whether this applies depends on your residence, work status, study status and personal circumstances. This guide...
Expat health insurance in Southeast Asia can look more affordable than cover in some Western markets, but the range is wide. Thailand, Vietnam, Malaysia, Indonesia, Singapore, the Philippines and neighbouring destinations all have different private healthcare costs,...
The cost of expat health insurance in Germany depends first on what type of cover you are allowed or required to use. Germany has a structured healthcare system, and your options can depend on employment status, residency, income, student status, self-employment and...
You may be able to get expat health insurance with pre-existing conditions, but the terms will depend on the insurer, the condition and your recent medical history. This guide is general information only. Health insurance rules, visa requirements and underwriting...
There is no single best health insurance company for every expat. The right provider depends on where you live, how old you are, what medical history needs to be disclosed, whether you need US cover, how much outpatient care you want and how much risk you are...