by Chris Carter | Jul 19, 2026 | Expat Health, Insurance
Job hunting abroad can create a healthcare gap at exactly the wrong moment. You may have left an employer plan in your home country, but not yet qualified for a new employer scheme or public healthcare overseas. During that period, even a short hospital stay could...
by Chris Carter | Jul 18, 2026 | Expat Health, Insurance
Emergency medical evacuation can be one of the most valuable benefits in an expat health insurance plan, especially if you live somewhere with limited specialist care. If suitable treatment is not available locally, evacuation cover may help move you to the nearest...
by Chris Carter | Jul 17, 2026 | Expat Health, Insurance
Submitting a medical claim as an expat often starts before treatment takes place. For planned hospital admissions, surgery, scans or specialist procedures, many insurers require pre-authorisation. This guide is general information only. Health insurance rules, visa...
by Chris Carter | Jul 16, 2026 | Expat Health, Insurance
The health insurance you need for a working holiday visa depends on the destination and the visa conditions. Some countries require proof of insurance before approval or arrival. Others may not inspect the policy in detail but still expect you to hold adequate medical...
by Chris Carter | Jul 15, 2026 | Expat Health, Insurance
You can get health insurance for a gap year abroad, but the right product depends on the itinerary. A simple short trip may be covered by travel insurance. A year involving multiple countries, volunteering, study, casual work, backpacking or long stays needs more...
by Chris Carter | Jul 14, 2026 | Expat Health, Insurance
A deductible is the amount you agree to pay towards eligible medical costs before the insurer starts paying. In some markets it may also be described as an excess. In expat health insurance, the deductible is one of the main levers used to adjust the premium. This...
