Meet the Team
We’re more than just a team – we’re a group of problem-solvers, innovators, and doers with decades of combined experience in international insurance and global healthcare. Each of us brings a unique perspective and skill set to help expats around the world find the coverage they need. Meet the faces behind ExpatInsure and see the people who make it all happen!
Chris Carter
Global CEO
Christopher has worked in the financial services sector since graduating in 1994, building a career that spans multiple disciplines across marketing, digital transformation, and customer experience. Most recently, he served as Head of Marketing and Chief Digital Officer at Cigna Global Health, where he helped drive innovation in how customers engage with health insurance products and services.
As Global CEO of ExpatInsure, Christopher is passionate about making insurance simpler, clearer, and more accessible. He’s particularly focused on improving the customer journey — from demystifying complex insurance terminology (see ExpatInsure’s “Jargon Buster”) to creating more intuitive digital experiences that make buying health insurance online effortless.
Outside of work, Christopher is an early-morning runner, an enthusiastic gardener, and a keen reader who enjoys finding balance between business and the outdoors.
For any questions or assistance, Christopher can be reached at chris.carter@expatinsure.com
Stephanie Edwards
CEO, North America
Stephanie has lived and worked abroad for more than half of her career. Her international experience has provided her with a deep understanding of the diverse needs of expatriates, and she is dedicated to helping clients navigate their unique insurance requirements.
Outside of work, Stephanie is an avid traveler, rugby enthusiast, and lifelong learner who continually seeks to broaden her horizons and deepen her understanding of the global community she serves. This passion for learning and exploration drives both her personal and professional growth.
She is also a registered California Insurance Agent (License No. 4392496).
Fraser Gregory
Chief Financial Officer
Fraser brings over 30 years of executive experience across healthcare, insurance, banking, FMCG, and manufacturing, with a particular focus on finance, strategy, and risk. Over the past decade, he has been based in Saudi Arabia, serving in senior roles at leading insurers, including eight years at Bupa Arabia as CFO, CRO, and Chief Strategy Officer. There, he engaged closely with regulators, drove the KSA provider entry strategy for My Clinic, and oversaw substantial profit and revenue growth. Fraser also served as CFO at Tawuniya, guiding multi-line insurance operations through Covid-19 profit recovery, chairing the IFRS17 Steering Committee, and contributing to the company’s strategic review with Bain. In 2022, he acted as special advisor and interim CFO for IMC Hospital in Jeddah.
Before his GCC tenure, Fraser held senior finance roles within the Bupa Group, including Financial Controller and CFO of Bupa Hospitals and Bupa UK Insurance. Renowned for his ability to simplify complex financial concepts, he is a twice-awarded investor relations communicator and a certified coach. Passionate about developing leaders, Fraser now focuses on mentoring and guiding emerging businesses, combining strategic insight with people-focused leadership. Outside work, he enjoys sailing, skiing, cycling, and water sports while living in the UAE.
Craig John
Chief Technology Officer
Craig is a serial tech entrepreneur with three successful exits, bringing AI-powered platform innovation to global insurance aggregation (role based on team deck)
Lee Sharrocks
UK & Europe CEO
Lee was the former VP Consumer Sales EMEA at Symantec. He’s focused on scaling EMEA operations for expat health insurance.
Richard Cordle
Chief Digital Officer
Richard has spent more than 15 years helping global brands make smarter marketing decisions through the power of data. Now as Chief Digital Officer at ExpatInsure, he’s focused on bringing that same data-driven thinking to help the business grow online.
His career has taken him from early days running PPC campaigns for Aviva, to leading digital strategy for brands like Barclays, Dyson, and British Airways. Along the way, he’s developed a deep understanding of how creativity, technology, and analytics work together to build strong, measurable marketing results.
Before joining ExpatInsure, Richard held senior roles at Cigna Healthcare, OLIVER Agency, and iProspect, where he built and led teams focused on performance marketing, marketing strategy, and digital transformation.
Outside of work, he’s happiest exploring the great outdoors and staying curious about how technology continues to shape the way we connect and communicate.