Overview
Healthcare International Group (HCI) has provided international private medical insurance to expatriates and globally mobile individuals for over 20 years, covering 98% of territories outside the USA. Established in 2004, HCI specializes in comprehensive health coverage for expatriates, digital nomads, seafarers, aviation professionals, and international students. The company operates through three divisions – Health Protect, Integra Global, and MarineSure Health – each tailored to specific client needs.
HCI distinguishes itself as a small business without the overheads of larger agents, with prices reflecting this efficiency, while being backed by the biggest insurers ensuring health security. Their specialized offerings include unique coverage for commercial pilots through PilotCare, marine professionals through MarineSure, and flexible plans for digital nomads. With global emergency assistance available 365 days a year and access to the best private medical facilities worldwide, HCI provides comprehensive protection for those living and working internationally.
Your guide to HealthCare International Group
Brochures
Key benefits & coverage
Core medical coverage
Comprehensive inpatient and outpatient benefits including private hospital accommodation, diagnostics, physician and specialist fees, surgeon fees, and prescription drugs with no limits. Unlimited cancer treatment coverage for both inpatient and outpatient care ensures complete protection without caps or restrictions. Pre-existing conditions can be covered or excluded based on member preference, offering flexibility in premium costs. Mental health support and physiotherapy are included in comprehensive plans.
Additional protection
24/7 global emergency assistance in multiple languages, medical evacuation and repatriation services, and direct billing arrangements with extensive private hospital networks eliminating upfront payments. Specialized occupation-specific benefits for pilots, cabin crew, seafarers, and marine professionals. Preventive care coverage includes routine health screenings, vaccinations, and wellness check-ups. Compare plan options →
Digital services
HCI’s member portal and mobile app provide instant access to policy documents, online claim submission and tracking, digital insurance certificates for visa applications, and provider network search capabilities. Swift claims processing with English-speaking handlers ensures smooth service delivery worldwide. 24/7 customer support available for medical emergencies and administrative needs. Download/Signup for HCI →
Plans & pricing
Health Protect Plans – Five Protector Plan levels offering international private medical insurance (IPMI) for all budgets, from basic emergency coverage to comprehensive worldwide protection. Annual coverage with flexible deductibles and coverage areas.
Integra Global Plans – Family-friendly health insurance with extensive benefits, medical concierge services, and expatriate assistance. Available in InCare, YourLife, and PremierLife tiers with family deductibles.
MarineSure Health – Specialized insurance for marine professionals, yacht crew, and those living at sea, with Currents and Advantages policy options tailored to maritime lifestyles.
NIMBL Health – Fully customizable plans with benefit caps at $250,000, $1 million, $2 million, or $3 million, allowing members to build bespoke coverage matching their circumstances and budget.
Premium reductions up to 60% available through co-payment and deductible options. Group discounts available for employees and organizations. Get a quote →
Important information
Waiting Periods: 12-month waiting period for maternity benefits including prenatal care, delivery, and complications. Specific waiting periods apply for other conditions – contact for details.
Service Standards: Direct billing network available in multiple countries through Medical Administrators International with prior approval. Claims handled by English-speaking specialists. Swift claims process with hassle-free handling.
Regulatory: HCI is a registered insurance intermediary registered with the Dortmund Chamber of Industry and Commerce. Backed by major insurers including MGEN. Insurance certificates accepted for visa requirements in numerous countries.
Additional Resources
Reviews
Customer reviews
⭐⭐⭐⭐⭐ 2.6/5 based on 4 reviews (Trustpilot)
You can read the reviews for Healthcare International here →
Telephone numbers
Worldwide: +44 (0) 2075 908 800 or +44 (0) 2039 064 000
Whatsapp: +44 (0) 7457 405 263
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