Overview
GeoBlue has provided international health insurance solutions since 1997, protecting travelers and expatriates across 190 countries as an independent licensee of the Blue Cross Blue Shield Association. Combining the strength of the Blue Cross Blue Shield network in the U.S. with an elite global provider network internationally, GeoBlue specializes in comprehensive health coverage for short-term travelers, long-term expatriates, students, and digital nomads. Their plans feature direct billing arrangements with thousands of healthcare providers worldwide, enabling cashless treatment at premier hospitals and clinics.
GeoBlue offers flexible coverage tailored to diverse needs – from single trips and multi-trip annual plans to comprehensive expatriate coverage. Plans include worldwide or region-specific options, with medical benefit limits ranging from $50,000 to $1 million and deductible options from $0 to $500. The company leverages cutting-edge mobile technology and 24/7 multilingual support to ensure members can access quality healthcare anywhere in the world.
Your guide to GeoBlue
Brochures
Key benefits & coverage
Core medical coverage
Comprehensive inpatient and outpatient benefits including hospitalization (private room, ICU, surgery at 100% after deductible), emergency services, prescription drugs, and mental health support. Coverage includes physician visits, diagnostic testing, physical therapy, and emergency dental treatment. Pre-existing conditions covered with proof of prior continuous insurance on eligible plans, with standard waiting periods for new conditions.
Additional protection
Medical evacuation coverage up to $1 million, repatriation services, and 24/7 telemedicine consultations via Teladoc Health platform. Annual wellness benefits and preventive care included in long-term plans. Optional coverage available for maternity, enhanced prescription benefits, and adventure sports. Unique benefit includes continuation of coverage for dependents up to 24 months in event of subscriber death. Compare plan options →
Digital services
The GeoBlue mobile app and member portal provide instant provider search across 190 countries, online claim submission and tracking, digital ID cards, and 24/7 multilingual support. Direct billing eliminates upfront payments at network providers. Features include translation tools, medication equivalents database, security profiles, and travel alerts. Access to Blue Cross Blue Shield PPO network in the U.S. for plans with domestic coverage. Download/Signup for GeoBlue →
Plans & pricing
Voyager Series – Short-term travel medical insurance for trips up to 182 days, ideal for leisure and business travelers requiring secondary coverage with existing U.S. health insurance.
Xplorer Series – Comprehensive annual coverage for long-term expatriates and families, available with or without U.S. coverage, including preventive care and wellness benefits.
Trekker – Primary travel medical insurance for trips up to 6 months, designed for travelers without U.S. health insurance or those on Medicare.
Navigator – Multi-trip annual plans for frequent travelers, covering unlimited trips up to 70 days each throughout the year.
GeoBlue offers age-based pricing with customizable deductibles and coverage limits. Group discounts available for 3+ members. Rates are state-regulated for consumer protection. Get a quote →
Important information
Waiting Periods: Maternity coverage (10 months), pre-existing conditions waived with proof of prior continuous coverage, underwriting required for long-term plans (allow 60-75 days for approval).
Service Standards: Claims processed within 5-7 business days, pre-authorization responses within 48 hours, 24/7 member services in multiple languages, direct billing arrangements worldwide to eliminate upfront payments.
Regulatory: GeoBlue maintains an A (Excellent) rating from AM Best and A+ rating from Better Business Bureau. Licensed and regulated as an independent Blue Cross Blue Shield Association licensee.
Additional Resources
- GeoBlue brochures here
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Reviews
Customer reviews
⭐⭐⭐⭐⭐ 4.3/5 based on 9,000+ reviews (Reseller Ratings)
