Overview
Cigna Global has protected over 180 million customers worldwide as part of the Fortune 500 Cigna Corporation, specializing in expatriate and international health insurance since establishing its global division. As a leading provider of comprehensive global coverage with local expertise through offices in London, Singapore, Dubai, and multiple U.S. locations, Cigna Global features direct billing agreements with over 1.5 million healthcare providers worldwide across 200+ countries and territories, enabling cashless treatment at premier hospitals internationally.
Cigna Global offers flexible coverage that adapts to diverse needs – from long-term expatriates and families to students, NGO workers, and globally mobile professionals. Coverage areas range from worldwide (including or excluding USA) to country-specific options, with annual maximums from $1 million to unlimited and deductible options from $0 to $25,000.
Your guide to Cigna Global
Brochures
Key benefits & coverage
Core medical coverage
Comprehensive inpatient and outpatient benefits including hospitalization (private room, ICU, surgery at 100% after deductible), emergency services, prescription drugs, mental health support, and cancer treatment. Pre-existing conditions covered subject to medical underwriting, with maternity coverage included in Gold and Platinum plans after 12-month waiting period.
Additional protection
Medical evacuation and repatriation services, unlimited telehealth consultations via Cigna Wellbeing app with 24/7 access to doctors, annual wellness screenings, and chronic disease management programs. Optional modules available for international outpatient care, vision and dental, and health & wellbeing programs. Compare plan options →
- Global Health Silver – Annual maximum $1 million
- Global Health Gold – Annual maximum $2 million
- Global Health Platinum – Unlimited annual coverage
Digital services
The Cigna Envoy member portal and Cigna Wellbeing mobile app provide instant provider search with 2.2 million partnerships globally, online claim submission and tracking, digital ID cards, and 24/7 multilingual support in 50+ languages. Direct billing eliminates upfront payments at network providers. Download Cigna Wellbeing app →
Plans & pricing
Global Health Options – Designed for long-term expatriates and globally mobile professionals requiring comprehensive annual coverage with three tiers (Silver, Gold, Platinum) and customizable deductibles and co-insurance options.
Close Care – Specialized coverage for expats living in a specific country with visits home included, offering focused protection with annual maximum of $500,000.
Pricing varies from as low as $150 per month for basic coverage to an average of $460 per month, depending on age, location, coverage level, and selected options. Family discounts and annual payment discounts available. Get a quote →
Important information
Waiting Periods: Maternity coverage (12 months), pre-existing conditions subject to medical underwriting (varies), full mental health benefits immediate for most conditions.
Service Standards: Claims typically processed within 5-7 business days, prior authorization required for inpatient treatment with 48-hour response time, access to over 300,000 mental health providers, 67,000+ contracted pharmacies worldwide.
Regulatory: Cigna Corporation is rated A (Excellent) by AM Best and authorized by insurance authorities in multiple jurisdictions including UK (FCA), Singapore, and Dubai.
Additional Resources
Reviews
Customer reviews
⭐⭐⭐⭐ 4.1/5 based on 3,300+ reviews (Trustpilot)
You can read the reviews for Cigna Global here →