Overview
Allianz Care, part of Allianz Partners, is a leading global health insurance provider serving expatriates across 75+ countries with over 58 languages supported. As a subsidiary of Allianz SE—one of the world’s largest insurers and asset managers—Allianz Care combines financial strength (A+ Superior AM Best rating) with local expertise through their global network. Their plans feature direct billing agreements with over 2 million healthcare providers worldwide, including specialized access through the Aetna network in the USA and Caremark pharmacy network.
Allianz Care offers flexible coverage tailored to diverse expatriate needs – from long-term residents and families to students, digital nomads, and corporate teams. Coverage areas range from regional to worldwide (with or without USA), with annual maximums from $2.5 million to $8 million and comprehensive deductible options to suit different budgets.
Your guide to Allianz Care
Brochures
Key benefits & coverage
Core medical coverage
Comprehensive inpatient and outpatient benefits including hospitalization (private or semi-private room options, ICU, surgery at 100% after deductible), emergency services, prescription drugs, and mental health support through their Expat Assistance Programme (EAP). Pre-existing conditions covered subject to underwriting, with COVID-19 treated as any other illness. Coverage includes telehealth services and second medical opinion.
Additional protection
Medical evacuation coverage up to $1 million, repatriation services, unlimited telemedicine consultations via MyHealth Digital Services, and comprehensive wellness benefits. Optional coverage available for maternity (10-12 month waiting period), dental, vision, and outpatient care. Travel security services provide 24/7 personal safety advice globally. Compare plan options →
- Care (Core Plan)
- Care Plus
- Care Pro (Premium)
Digital services
The MyHealth app and online portal provide instant provider search across 2 million+ providers, online claim submission with 48-hour processing, digital ID cards, and 24/7 multilingual helpline support. Direct billing eliminates upfront payments at network providers, with pre-authorization responses typically within 24-48 hours. Download/Signup for MyHealth →
Plans & pricing
Care Plans – Three-tier system designed for expatriates requiring comprehensive annual coverage with flexibility to add optional benefits based on individual needs.
Flexicare – Short-term international health insurance for assignments lasting 3-9 months, ideal for temporary expatriates or those between long-term plans.
Summit Regional Plans – Specialized corporate solutions tailored to meet unique regional requirements while ensuring compliance with local regulations.
Allianz Care offers age-banded pricing with flexible payment options (annual, semi-annual, quarterly, monthly), group discounts starting from 3+ members, and multiple deductible levels to manage premiums. Get a quote →
Important information
Waiting Periods: Maternity coverage (10-12 months), dental treatment (varies by plan), pre-existing conditions (subject to underwriting). 30-day cooling off period applies.
Service Standards: Claims processed within 48 hours when complete documentation provided, pre-authorization responses within 24-48 hours, direct settlement with 2 million+ providers globally, 94% customer satisfaction rate.
Regulatory: Allianz Care is rated A+ (Superior) by AM Best and holds the #1 insurance brand ranking by Interbrand for six consecutive years. Authorized and regulated by insurance authorities in multiple jurisdictions.
Additional Resources
Reviews
Customer reviews
⭐⭐⭐⭐⭐ 4.5/5 based on 9,300+ reviews (Feefo)