Country Guide for United States of America

ExpatInsure has teamed up with specialists from around the world to bring you practical, up to date information on what it takes to settle well in your new expat location. These guides are reviewed and updated regularly, so it's worth bookmarking this page and checking back as your move progresses.

Country Facts for United States of America

The United States is a vast country renowned for its diverse landscapes, rich history, and vibrant culture. Spanning from the Atlantic to the Pacific, it’s the world’s third-largest country by total area, with a population of over 331 million people across 50 states, each with its own distinct identity, from the bustling streets of New York City to the serene beauty of the Grand Canyon.

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The USA is a melting pot of cultures, offering a wealth of culinary traditions, music, and customs shaped by its multi-ethnic population. Key landmarks include the Statue of Liberty, symbolizing freedom and democracy, and the White House, the official residence of the President. The nation’s economy is the largest in the world, driven by technology, finance, and entertainment. With its influential role in global affairs, the USA continues to shape international politics, culture, and innovation.

How to Get to United States of America

Several routes lead into the USA, each offering a different experience. Air travel is the most common, with major international airports like JFK in New York and LAX in Los Angeles serving as key gateways. You can also reach the USA by sea, or overland from Mexico in the south and Canada in the north.

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For those near the borders, overland travel from Canada or Mexico is a practical option, with numerous checkpoints facilitating road trips into the American heartland. Make sure you have the necessary documentation, including a valid passport and, where required, a visa or ESTA approval under the Visa Waiver Program.

Maritime entry is also possible, particularly for those arriving by cruise ship, with ports along both coasts welcoming international visitors. Whichever route you take, adhering to U.S. immigration and customs requirements is essential for a smooth arrival.

Financial Services in United States of America

For expats navigating the financial system in the USA, understanding its structure is essential. It’s made up of a wide range of institutions, including commercial banks, investment banks, and the Federal Reserve, which acts as the country’s central bank. Financial markets like the New York Stock Exchange (NYSE) and NASDAQ are key components, offering platforms for trading equities, bonds, and other securities.

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Regulatory bodies such as the Securities and Exchange Commission (SEC) help ensure market integrity and protect investors. Expats should be aware of the importance of building a U.S. credit history, which is essential for obtaining loans, credit cards, and even renting property. Understanding the U.S. tax system, which includes both federal and state taxes, is equally important. Getting these elements right early on gives expats a solid foundation for financial stability and growth in the United States.

Read our detailed guide to financial services in the USA

Housing in United States of America

For expats moving to the USA, navigating the housing market means understanding both the buying and renting processes. Start by researching locations that suit your lifestyle and budget, keeping in mind that cost of living varies widely across states. When renting, be prepared for credit and background checks, having a U.S. bank account and a Social Security Number (SSN) can make this process considerably smoother. Leases typically run for 12 months, and a security deposit is usually required upfront. A relocation consultant, such as Globexs, can also help guide you through the process.

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If you’re buying, consider working with a realtor experienced in assisting foreign buyers. You’ll need mortgage pre-approval, which can be more challenging without U.S. credit history, though some lenders specialize in working with expats. For detailed guidance tailored to your specific situation, it’s worth consulting real estate and insurance professionals directly.

Education in United States of America

Navigating the U.S. education system as an expat means understanding its structure, which spans elementary, middle, and high school levels. Education typically starts with kindergarten at age five, leading through to high school graduation. Public schools offer free education funded largely by local property taxes, which means school quality can vary significantly by neighborhood, one of the reasons many expats choose international or private schools instead.

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Additional options include charter schools, which offer innovative programs under fewer state regulations, and magnet schools, which focus on specific subjects like science or the arts. Private schools offer smaller class sizes and more resources, at a higher cost, while international schools are popular with expats for their globally recognized curricula, easing the transition for children moving between education systems. Each state sets its own education regulations, affecting school hours, holidays, and enrollment requirements, so it’s worth researching the local system in your specific state.

Visas in United States of America

For expatriates heading to the USA, the visa landscape covers a variety of categories tailored to different needs, including employment (H-1B for specialty occupations, L-1 for intra-company transfers), education (F-1 for academic students, J-1 for exchange visitors), family reunification (K-1 for fiancé(e)s of U.S. citizens, IR-1 for spouses), and investment (E-2 for treaty investors, EB-5 for immigrant investors). Nonimmigrant visas cover temporary stays, while immigrant visas lead toward permanent residency.

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Navigating the right visa category is crucial, and requires a thorough understanding of the requirements and strict adherence to U.S. immigration regulations throughout the process.

International Health Insurance in the USA

Planning your move to the USA includes making sure your healthcare is covered from day one. ExpatInsure can help you find the right international health insurance plan for your life in the USA. Visit our USA international health insurance page to explore your options.