International Health Insurance Companies
We have listed many of the expat health insurance companies that operate around the world.
Simply click on each logo below and you will be taken to a more detailed page for each insurer.
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Allianz Care, a part of Allianz Partners, is one of the leading global health insurance providers, known for its comprehensive health and life insurance solutions tailored for expatriates and their families. As a subsidiary of Allianz SE, one of the world's largest insurers and asset managers, Allianz Care has a solid foundation and reputation in the international insurance market.
Allianz Care stands out as a good provider for several reasons. First, their health insurance plans have global coverage, and they have an extensive hospital or provider network already in place. This typically means that Allianz can pay directly without their customers having to pay the provider.
Their customer service is also a critical element. Potential customers should check out their reviews and make sure that other existing customers are happy. The company provides 24/7 telephone coverage, ensuring that policyholders can access help whenever needed, across multiple time zones. This support also includes access to trained medical staff who may be able to help in times of crisis in the lochereal language as well.
For more information read the full details of AllianzCare here.
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AXA Global Healthcare is a key player in the international health insurance market, known for its comprehensive health insurance solutions tailored to meet the needs of expatriates. Part of the AXA Group, one of the world's leading insurance and asset management groups, AXA Global Healthcare brings a wealth of expertise and a strong reputation in the insurance sector.
AXA Global Healthcare is an excellent provider of International Health Insurance for a number of reasons. Firstly, their health insurance plans have excellent breadth of coverage, which cater to a wide range of needs. This is especially the case where you may have pre-existing conditions. This includes essential medical services, repatriation or medevac, and options for dental and vision care, making it a great choice for senior individuals and students alike.
Another aspect of AXA Global Healthcare's service is its global network of healthcare providers. This extensive network means that policyholders have fantastic access to high-quality medical care in a number of countries around the world. This global presence is essential for expatriates who require reliable medical services wherever they reside or travel. In the US, they use the United healthcare network, which is unrivalled.
AXA Global Healthcare is also known for its customer-centric approach, with a virtual doctor service and, according to their website, over 80% of eligible claims paid within 48 hours.. The company offers excellent local language customer support with 24/7 assistance.
AXA Global Healthcare also provide flexibility to their customers in terms of the modules they can purchase, from cover for young healthy students to those who require a more robust customised package, customers can choose the level of cover they need by working with Axa.
In summary, AXA Global Healthcare has comprehensive coverage, an extensive global network, 24/7 telephone based servicing, and cover flexibility that make it a top choice for expatriates seeking reliable and high-quality health insurance.
For more information, find out more here
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Bupa Global is a very well known name in the international health insurance industry, and is renowned for providing premium healthcare plans. As a part of the Bupa Group, it is a leading international healthcare company with over 70 years of experience, Bupa Global brings a service that provides access to virtual doctors, cancer coverage, global evac and direct payment to providers (if in network), reducing out of pocket expenses.
Bupa Global’s reputation as an excellent provider is based on a number of key points. Firstly, their health insurance plans are designed to offer extensive coverage around the world with a level of service that is second to none. This includes coverage of a wide range of medical conditions, from preventative cover and wellness services to advanced cancer treatments. This comprehensive coverage is vital for expatriates who are looking for peace of mind whilst living abroad.
Secondly, their Second medical opinion service is a must have. When you’re facing unexpected health challenges, you will want to know that every option has been explored before making any big decisions on your care. Bupa allows you access to leading independent medical experts to provide a full review of your situation, giving you extra reassurance when you need it most.
In an emergency, it is also good to know that Bupa provides access to doctors and medical staff 24/7, their Global Virtual Care service is a key service that can provide peace of mind. With global evacuation on hand if the treatment isn’t available, it means Bupa Global is a key consideration when choosing International healthcare insurance.
Finally, Bupa, cover a wide range of countries, but for coverage in the USA, you may want to look at alternative companies like Geoblue or Cigna.
For more information, visit our Bupa detail page and get a quote.
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Cigna Global is a well-known global health services company that specializes in providing health insurance solutions to expatriates and globally mobile individuals. As a part of the Cigna Corporation, a Fortune 500 company in the United States, Cigna Global has a strong presence in the international health insurance market. It provides coverage around the world, with excellent customer service and policies that can be catered for all your needs.
From students to seniors, CignaGlobal could be an excellent choice if you are looking for coverage in Cambodia or Canada.
CignaGlobal’s plans are known for providing access to a vast network (over a million) of hospitals and healthcare professionals worldwide. This extensive network ensures that policyholders have access to quality healthcare services no matter where they are in the world. It also means that policy holders don’t necessarily have to pay for their care with the provider as CignaGlobal will pay them directly.
Additionally, Cigna's efficient claims processing and customer service further enhance the experience for their clients. To get an idea of what other customers think of their services, just visit their reviews here and see what others are saying.
To get a quote, just visit their website and in under 2 mins you can get a quote, their helpful sales teams will also be able to customise your coverage in no time at all, calling you back at no cost to you 24/7.
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April International is a French based global health insurance provider specializing in providing comprehensive and flexible international insurance solutions for individuals around the world.
April International stands out as an expat insurance provider for its focus on offering tailored insurance plans. They provide short term cover for students to retirees and have great coverage across Europe and Asia with a great app and one of the largest healthcare professional coverages in the market with over 2 million in their network.
April International's insurance plans cover all the essentials like healthcare services, emergency medical assistance, and repatriation. This wide range of coverage is also accessible by a great app that is available both in Google Play and the Apple App store.
April International have customer service teams around the world and therefore can provide coverage and service in a local language who really understand the nuances of the country in which the expat is living or working.
Telehealth is also provided, so you can get access to a doctor in your language 24/7.
Overall, April International offers an excellent alternative to the big 4 offering short term cover, travel insurance, senior and student cover as well as family expat health insurance.
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Now Health International is a prominent provider of international private medical insurance (IPMI), headquartered in Hong Kong with extensive operations across the globe, including Shanghai, Beijing, Singapore, Jakarta, Dubai, and the UK. The company focuses on rapid and accessible expat health insurance plans being provided online, aligning with the 'Now' in its name. In 2015, it expanded its reach by acquiring Best Doctors Insurance, a significant player in expat healthcare insurance across Latin America, the Caribbean, and Canada, thereby creating one of the world's largest independent IPMI providers. Now Health International also boasts a substantial network of healthcare providers, offering access to over one million medical facilities and physicians worldwide, and services over 125,000 members with a team of 370 staff members spread across its global service centers.
The company offers two main health insurance plans: WorldCare and SimpleCare. WorldCare is designed for global mobility, providing peace of mind with access to top-tier medical care both domestically and abroad. SimpleCare, on the other hand, is aimed at those seeking vital health protection and access to world-class facilities but at a more affordable price point. Both plans are indicative of Now Health's commitment to providing comprehensive, benefit-rich products tailored to the needs of expatriates and individuals living abroad for extended periods.
Now Health International is distinguished by its commitment to customer service, a quick and hassle-free claims process, simplicity and transparency in its operations, and 24/7 multilingual customer support. The company's expansive network ensures members have extensive international coverage, reinforcing its position as a specialized provider focused on global health coverage. Now Health's dedication to innovation and excellence is reflected in its service delivery, designed to meet the dynamic needs of its global clientele.
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VUMI, also known as VIP Universal Medical Insurance Group, is a global health insurance provider offering major medical insurance products and VIP services to both private and corporate clients around the world. Their offerings are tailored to provide unique benefits and extensive global coverage, ensuring peace of mind for clients at all life stages, from starting a family to reaching retirement. VUMI is dedicated to providing a true VIP medical experience with a focus on extensive coverage and personalized care.
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William Russell is a renowned provider of international health, life, and income protection insurance, catering primarily to expatriates, their families, and international businesses. Established in 1992, the company has carved out a niche in the global insurance market by offering personalized insurance solutions that address the unique needs of people living and working abroad.
One of the key reasons why William Russell is considered a good provider is its focus on offering bespoke insurance solutions. Unlike one-size-fits-all policies, their plans are designed to provide tailored coverage, ensuring that clients receive the protection most relevant to their individual circumstances. This personalized approach is particularly beneficial for expatriates who often face varied and complex healthcare needs in different countries.
William Russell is also known for its comprehensive coverage options. Their plans typically include a wide range of medical, life, and income protection services. This extensive coverage ensures that policyholders are well-protected against a variety of risks and challenges associated with living abroad.
Another significant strength of William Russell is their commitment to customer service. The company offers dedicated support, ensuring that clients have easy access to assistance whenever needed. This includes efficient handling of queries and claims, which is crucial for expatriates who may require immediate support in different time zones.
In addition, William Russell's global network of medical providers ensures that policyholders have access to high-quality healthcare services worldwide. This network is a critical aspect of their service, providing clients with the flexibility and security they need when seeking medical care in foreign countries.
Overall, William Russell's bespoke insurance solutions, comprehensive coverage, exceptional customer service, and global medical network make it a preferred choice for expatriates seeking reliable and effective insurance coverage. Their expertise in the international insurance market is evident in the quality of their products and the satisfaction of their clients.
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GeoBlue offers comprehensive expat health insurance plans that cater to a wide range of needs for individuals living abroad. Their coverage is notable for its customization options, allowing policyholders to choose deductibles and prescription benefits that suit their requirements. Members can freely select healthcare providers, whether they are within or outside of GeoBlue's network, ensuring flexibility and convenience. A standout feature of their plans is the unlimited annual and lifetime medical maximums, along with coverage for pre-existing conditions provided there is prior creditable coverage.
GeoBlue's Xplorer Health Insurance Plans, including the Xplorer Essential and Premier options, are designed to meet the needs of expatriates, international citizens, and migrating families with coverage both inside and outside the U.S. These plans offer access to a premier network of doctors and hospitals globally, backed by excellent client service and a flexible plan structure. GeoBlue emphasizes no waiting periods for preventive services, access to the Blue Cross Blue Shield PPO Network in the U.S. (for Premier Plan members), and no deductible for standard services like office visits and preventive care. Pre-existing conditions are also covered if the insured had primary U.S. health insurance six months prior to their plan's start date, and the plans provide an unlimited annual and lifetime maximum.
GeoBlue is recognized for its truly global coverage and minimal limitations of eligibility, making it a solid choice for Americans seeking comprehensive coverage worldwide. Their plans, particularly the Xplorer Premier, offer strong benefits for pre-existing conditions and are supported by one of the largest insurers, BlueCross BlueShield, known for its extensive direct-pay network.
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Healthcare International is a dynamic and innovative health insurance company dedicated to providing comprehensive and accessible healthcare solutions globally. Founded with the mission to bridge the gap in health services accessibility, Healthcare International has established itself as a leader in offering a wide range of health insurance products tailored to meet the diverse needs of individuals, families, and corporate clients.
The company's commitment to excellence is evident in its diverse portfolio of health plans, which includes options for basic coverage, extensive international travel, and specialized medical needs. Healthcare International's plans are designed to be flexible, allowing customers to choose the coverage that best fits their lifestyle and budget. Their network of healthcare providers spans across multiple countries, ensuring that members have access to high-quality medical care wherever they are in the world.
Innovation is at the heart of Healthcare International’s approach. The company leverages cutting-edge technology to enhance customer experience and improve the efficiency of healthcare delivery. This includes user-friendly online platforms for easy policy management and a 24/7 customer support center that provides assistance in multiple languages.
Healthcare International also stands out for its commitment to corporate social responsibility. The company actively participates in various community health projects and supports initiatives aimed at improving healthcare standards globally. Their dedication to social causes reflects their belief in the importance of building a healthier and more sustainable future for all.
With its customer-centric approach, comprehensive coverage options, and global reach, Healthcare International remains a trusted partner in health insurance, continually evolving to meet the changing needs of its clients worldwide.