Country Guide for Spain

ExpatInsure has teamed up with specialists from around the world to provide you with information on what you need to thrive in your new Expat location. Keep visiting these guides as they get updated on a regular basis.

Country Facts for Spain

Spain, with its vibrant culture, rich history, and diverse landscapes, is a country that captures the essence of southern Europe. From its bustling cities to serene coastal towns and historic landmarks, Spain offers a unique blend of tradition and modernity. The following facts provide insight into various facets of Spain, including its geography, population, economy, cultural heritage, and more.

  • Population and Demographics

    Population: Spain's population is around 47 million people, making it one of the largest countries in Europe in terms of inhabitants.

    Language: Spanish (Castilian) is the official national language, with regional languages like Catalan, Basque, and Galician also recognized in their respective areas.

    Geography

    Total Area: Spain covers approximately 505,990 square kilometers, making it one of the larger countries in Western Europe by land area.

    Mainland and Islands: Besides its vast mainland, Spain includes several island groups such as the Balearic Islands in the Mediterranean and the Canary Islands in the Atlantic Ocean. These islands contribute to Spain’s geographic and cultural diversity, featuring distinct landscapes and climates that add to the nation's overall appeal.

How to get to Spain

Air travel is the most common and efficient method for reaching Spain, especially for those coming from outside Europe. Spain boasts several international airports, with Madrid-Barajas Adolfo Suárez Airport and Barcelona-El Prat being the largest and busiest, offering flights to and from destinations worldwide. Other significant airports include Málaga-Costa del Sol, Alicante-Elche, and Palma de Mallorca, serving as key gateways to Spain's popular coastal regions.

  • Air Travel

    Airlines operating in Spain range from full-service carriers offering long-haul flights to budget airlines providing affordable connections within Europe. This variety ensures that travelers can find flights that match their budget and preferences.

    Train Travel

    For travelers within Europe, Spain's extensive high-speed rail network presents a fast and scenic alternative to flying. The AVE (Alta Velocidad Española) trains connect major Spanish cities at speeds of up to 310 km/h (193 mph), making journeys like Madrid to Barcelona or Seville both quick and comfortable. International connections are also available, such as the direct TGV service from Paris to Barcelona, allowing travelers to transition smoothly from the heart of France to the Spanish Mediterranean coast.

    Bus and Coach Travel

    Long-distance buses and coaches offer an economical way to reach Spain from neighboring countries. Companies like ALSA and Eurolines operate extensive routes that connect Spanish cities with Portugal, France, and beyond. While bus travel is generally slower than flying or high-speed trains, it offers the advantage of competitive pricing and access to destinations that may not be directly served by rail or air.

Financial Services in Spain

Moving to Spain, a land of vibrant culture, sun-kissed beaches, and rich history, is a dream for many. But amidst the excitement lies the practical reality of navigating a new financial system as an expat. Fear not, for this guide aims to equip you with the knowledge and resources to confidently manage your finances in Spain.

  • • Opening a Bank Account: Having a Spanish bank account is crucial for receiving salaries, paying bills, and managing everyday expenses. Major banks like Santander, BBVA, and CaixaBank offer various accounts tailored to expats, often with English-speaking staff. Research fees, minimum balances, and online banking capabilities before choosing.

    • Taxes and Residency: Your tax obligations depend on your residency status. Registering as a resident (residente) comes with tax benefits on worldwide income, while non-residents only pay tax on Spanish-sourced income. Seek professional advice to understand your specific tax situation.

    • Currency Exchange: While Spain uses the Euro, converting your home currency can incur fees. Consider multi-currency accounts, international money transfers, or negotiating advantageous exchange rates with your bank.

Housing in Spain

Spain, with its warm climate, rich history, and diverse landscapes, is a prime destination for expats. Whether you're looking to buy or rent, understanding the Spanish real estate market and insurance requirements is crucial for a smooth experience. This guide provides an in-depth overview of buying and renting processes and essential insurance considerations for expats in Spain.

  • Understanding the Spanish Real Estate Market

    The Spanish property market offers a variety of choices, from coastal villas to urban apartments and rural fincas.

    1. Researching Locations: Consider factors like lifestyle, climate, accessibility, and local amenities. Popular areas for expats include Costa del Sol, Costa Blanca, and major cities like Barcelona and Madrid.

    2. Types of Properties: Spain's property market is diverse. Your choice will depend on your preferences, budget, and whether you seek a permanent residence or a holiday home.

    3. Market Dynamics: Property values in Spain can fluctuate based on economic factors and regional demand. Stay informed about local market trends

Education in Spain

Spain offers a diverse and enriching educational landscape, attracting expat families and students with its blend of historical tradition and modernity. Understanding the Spanish education system, higher education opportunities, and the necessary insurance requirements is key for expats planning their move. This comprehensive guide provides detailed insights into these aspects.

  • Understanding the Spanish Schooling System

    1. Public, Private, and Concertado Schools: Spain offers public schools, which are free, private schools, and semi-private ‘concertado’ schools. Concertado schools are subsidized private schools, often with religious affiliations.

    2. Structure of the Education System: Compulsory education (Educación Obligatoria) in Spain runs from age 6 to 16, including primary education (Educación Primaria) and compulsory secondary education (Educación Secundaria Obligatoria or ESO). Post-ESO options include Bachillerato for university preparation or vocational training.

    3. International Schools: These schools cater to expat children, offering international curricula like the International Baccalaureate (IB) or curricula from different countries, and they usually teach in English or other languages.

    4. Integration in Spanish Schools: Public and concertado schools provide an opportunity for expat children to integrate into Spanish culture and language.

Visas in Spain

Understanding the visa process is a fundamental step for expats planning to move to Spain. Spain offers a variety of visa types catering to different purposes such as work, study, investment, and family reunification. This guide provides an overview of the key steps and considerations involved in applying for and renewing visas in Spain.

  • Understanding Different Types of Spanish Visas

    1. Short-Stay Schengen Visas: For stays up to 90 days within a 180-day period. These include tourist, business, and transit visas.

    2. Long-Stay National Visas: Required for stays longer than 90 days. Types include student visas, work visas, non-lucrative visas, and family reunification visas.

    3. Golden Visa: For non-EU nationals making a significant investment in Spain, such as purchasing real estate, making a financial investment, or starting a business.

    4. Special Visas: Including retirement visas and visas for research, training, or volunteer work